You are indispensable in the nationwide anti-fraud campaign.
"Every day he asks me if I have anything to eat and if I am hungry. When it's cold, I need to wear more clothes. When it rains, do I have an umbrella? It's very sweet." Qianqian said that no one has ever cared about me as much as he does.
Unfortunately, this is not Qianqian’s memory of her sweet lover, but an accusation against criminals by a victim who was defrauded of more than 800,000 yuan.
No waiting for results.
This man’s name is Chen Hui, whom Qian Qian met online. When life was blocked by the epidemic, Chen Hui's "warm man" set up a trap for Qian Qian to "reach the summit" quickly, and the two had a lively chat over the Internet cable. Facing the screen, Qianqian opened her heart to the person opposite and fell in love.
If it were a normal relationship, this story might have a good ending. Unfortunately, this man's appearance and deliberate communication are just a deception designed for Qianqian. All the care and inquiries are just to gain her trust so that the next step can be implemented.
Once, Chen Hui excitedly told Qian Qian that his leader had given him a quota for investment appreciation, and the income was considerable, but this was an illegal operation. He wanted to apply in the name of his uncle, but felt that the blood relationship was too close to detect, so he wanted to apply in the name of Qianqian.
Qian Qianer, who was passionately in love, sent her ID card photo without saying a word and helped Chen Hui complete the registration. Encouraged by Chen Hui, Qianqian believed that the investment opportunity was rare, so she first tried to invest US$10,000 (the platform calculated in US dollars), and then helped Chen Hui raise US$40,000 as principal. When the account income increased to more than 2 million, Qianqian felt that she should "wait until it was too late to take it" and discussed with Chen Hui to recover the principal first. Chen Hui agreed.
However, how could the fraud gang let Qian Qian go? They need a piece of wool before things get revealed.
Customer service told Qianqian that a tax of 9.3 is required to withdraw the principal. Qianqian is very strange. Can't it be deducted directly from profits? The other party replied that the tax must be paid first.
At that time, all Qian Qian could think about was how to get back more than 2 million yuan in income. 9.3 is equivalent to 190,000 US dollars, and she really can't afford it. Seeing Qian Qian being confused by Chen Hui, she was afraid that she would give up. She said her friend could lend him $50,000 in a few days. He owned a property in Zhengzhou, which he mortgaged to a loan shark and was able to scrape up almost $60,000. This reduced Qianqian's "stress" to $80,000.
So, Qianqian seized this "opportunity", asked her friends and besties to help cash out her credit cards, went to the bank to borrow a short-term loan, and finally scraped together the remaining US$80,000. .
While preparing to remit money, Qianqian received a call from bank staff, saying that her account had recently had transactions with Hong Kong and she needed to show proof of the purpose of the remittance. Unfortunately, Qian Qian failed to grasp this last "life-saving straw." She couldn't produce proof and wanted to remit the money through other means.
When Qian Qian was filled with joy and waiting to make considerable profits, Chen Hui suddenly called and said that he had been betrayed by his colleagues and must be investigated. He asked Qianqian to delete all previous chat records between them, and asked Qianqian to wait for him to come back and then marry her.
Police officer Chen Yuhua analyzed that deleting chat records was actually an attempt to destroy evidence.
Qian Qian said, "I thought he was really under investigation, so I waited for him." However, this waiting was destined to be a painful result, and Chen Hui never appeared again.
In the name of love, Qianqian invested a total of US$130,000 in this scam, equivalent to more than 800,000 RMB. In addition to financial losses, Qianqian's desire for love has also become fragmented.
"Not only defrauding money, but also defrauding feelings. Killing people is the scary part of 'killing pigs'." Chen Yuhua said that "killing pigs" is to take advantage of people's emotional needs and make the victims emotionally dependent.
In fact, chatting with the victim is a script for cultivating feelings, operated by a dozen scammers to package the "perfect lover". Scammers continue to collect victims' personal information and hobbies through chats to prepare for "customized" fraud.
"In the so-called customized fraud, the scammers naturally seek more than other love scams. They usually deceive the victims into losing their money. The reason why this scam is called 'Pig Killing Plate' is also because It takes much longer than other scams, ranging from a few months to a few years. "Chen Yihua said that the scammer calls the victim a "pig" and the whole fraud process will be like raising pigs, fattening them first. Make you believe him, and then 'kill' him, that is, defraud you of your money. ”
“The greetings in the morning and evening are actually just for your huge sum of money. Any online friend who asks you to invest or transfer money is actually a scam. "Chen Yihua solemnly reminded that if you don't listen, don't believe, don't transfer money, if you have any trouble, ask the police for help.
The "high-end" scam on the other side of the screen
According to a report from the Ministry of Public Security, in 2021 nationwide* **394,000 telecom network fraud cases were uncovered, and 634,000 suspects were arrested, an increase of 28.5 and 76.6 respectively year-on-year. Currently, there are more than 300 types of telecom fraud criminal methods, including loans, fraudulent orders, pig killing, and impersonating customer service. The four most common types of online fraud cases account for more than 70% of cases.
With the emergence of new technologies, new applications and new business formats, new fraud methods have emerged and are constantly evolving and upgrading. Xiaoting recently. Unfortunately, she experienced a "high-end" scam: counterfeiting the Public Security Bureau.
At that time, Xiaoting received a call from someone claiming to be from the Shenzhen Public Security Bureau. "I have never done anything illegal. My first reaction was that it was a scammer. Hang up. "
Unexpectedly, the other party kept calling. After the annoyed Xiaoting answered, there was a stern voice on the phone, "Do you know that hanging up the phone from the public security agency just now is obstructing the judicial process? , will bear corresponding legal responsibilities. "
A big hat was pulled off and Xiaoting was "confused". "I was a little scared and said I would cooperate with the investigation. ”
After the other party checked Xiaoting’s name, ID number, home address and other information, he asked Xiaoting whether she had arrived in Nanjing by flight from Vietnam. Her passport was suspected of being used fraudulently, and she needed to cooperate with the police for assistance. Investigation.
After being bombarded with a series of information, Xiaoting has determined in her heart that the other party is a public security agency performing official duties.
“This is actually a fake comparison of public security organs. Traditional routine. Scammers will usually first say that your identity information is suspected of illegal crimes, and then use state power agencies such as public security agencies or procuratorates to intimidate you and make you panic, thus making you believe the information he said. ” said Zhu Qiliang, a police officer from the Shenzhen Public Security Bureau.
A policeman who called himself Zhang received Xiaoting, reported his police number, and instructed Xiaoting to cooperate with him in handling cases and inquiries in a quiet place , and started the video call. Across the screen, Xiaoting saw the office scene of the Public Security Bureau, with other police officers walking around behind. At that time, I was completely convinced that he must be the police. "Xiaoting recalled.
Zhu Qiliang analyzed that in fact, what the victim saw were scenes arranged by the scammer in order to make her completely believe it. In fact, the office space she saw must be fake. They built it with the word "Public Security" on it, and the few people wearing police uniforms were actually extras."
It must be said that the fraud gang is very "dedicated". , spent a lot of money to implement this scam.
However, the network condition of the "Police" on the opposite side of the screen is not very good, and there will be some glitches after a few seconds. The other party explained to Xiaoting that the public security office network was not very stable, so he turned off the camera first, but Xiaoting had to turn on the camera throughout the process to cooperate in taking notes.
After analysis, this was entirely because the fraudsters were afraid that the video would be delayed for too long and expose their flaws, so they turned off the video as an excuse.
Based on Xiaoting’s preconceived judgment, she actively cooperated with the “police” inquiries, and a big net quietly closed over her.
“As soon as I entered it, I saw an ‘arrest warrant’ with my name, ID number, criminal behavior and so on. I was really panicked at that time.
"Seeing the scene in front of her, Xiaoting was confused. "I asked how to cancel this 'arrest warrant'. 'Officer Zhang' said that I have a higher education and would definitely not know how to break the law. I would cooperate with him in doing some investigations to prove my name. As long as all the assets are formal and clean, the suspicion can be cleared. ”
“Once you panic, you won’t have the energy to discern whether what he said is true, and you will pin your hopes on this fake police officer to help you prove your case. clean. "Zhu Qiliang pointed out that the website of the procuratorate was actually a fake website specially made by scammers, and any information checked on it was actually set up in advance.
Then, the other party instructed Xiaoting to put the Deposits and financial management were all transferred to a bank card, and he said that the process required opening the sharing screen and completing it under his "supervision". Xiaoting transferred nearly 150,000 yuan to the bank card and completed it according to the instructions. Prompt to fill in the fund inventory application.
After the operation is completed, the other party said to Xiaoting that the CBRC will inventory the assets within 3 hours. If there are no problems, Xiaoting is innocent.
At this point, the "inquiry" ended, and the big network came to an end. When Xiaoting logged into the online banking after waiting uneasily for more than an hour, she found that the money in her account had been wiped out. However, it was already too late. Late.
In fact, when Xiaoting opened the phone screen to operate online banking, the bank card account password had already fallen into the hands of the fraudsters.
In this impersonation. In the scam of the Public Security Bureau, the fraud gang used psychological shock, web page production and Internet-related technical means, and relied on the authority of the Public Security Bureau to complete the "fatal blow" to the victim.
Zhu Qiliang reminded that the public security organs. We will not handle criminal suspects over the phone or online. You should not click on any links or web pages sent by strangers. Of course, the most important thing is to stay calm and contact the public security organs promptly when encountering fraud. , there are endless types of fraud and methods of committing crimes, we must be more vigilant.
May there be no "fraud" in the world
From the "brain hemorrhage" and "car accident" scams that were popular around 2002, to 2010. A few years ago, street advertisements of "paying a lot of money to seek a child" could be seen everywhere, and then customized scams represented by "pig killing plate", impersonating public prosecutors, false investment and financial management, etc. became popular. Combating telecom fraud and Internet fraud has become a comprehensive society. Governance problems.
Among them, online fraud accounts for more than 80% of telecommunications fraud, and the Internet has become the main battlefield for anti-fraud propaganda.
Previously, the person in charge of the National Anti-Fraud Center gave an example. The real identity of bank accounts and mobile phone cards is the root problem that breeds telecommunications and network fraud crimes; some companies have insufficient risk control and focus on economic interests but neglect social responsibilities, and the cyberspace is full of chaos, becoming a breeding ground for criminals.
Among them, "WeChat Payment Risk Warning" covers high-risk transaction interception, anti-fraud customer service reminder function, transfer cooling-off period and other functions. If the back-end risk control finds that the user encounters a risky transaction during the payment process, the payment interface will be A "Answer Reminder" button will pop up, and real-time online customer service will be provided to help users determine current transaction risks and provide early warning, thereby protecting the safety of users' property.
In addition, some police officers handling the case said that publicity and dissuasion targeted at victims. It is more difficult than fighting crime. Therefore, in addition to cracking down on and preventing fraud gangs from committing crimes, it is also necessary to educate the public on "preparedness" for the law, and it is imperative for the entire population to fight against fraud.
This is a must. This is a protracted war that requires the participation of all the people. Qianqian, Xiaoting, and countless victims of fraud are all looking forward to a world free of "fraud".
(At the request of the interviewee, all names in the article are pseudonyms) Related questions and answers: How to check the bank number of the account-opening bank How to check the bank number of the account-opening bank 1. Counter query: Enter the bank you want to query at the counter of the bank branch Check the card number directly; 2. Telephone inquiry: dial the customer service number of the relevant bank, enter the number to select manual service, and request manual inquiry; 3. Online banking inquiry: log in to the bank's online banking, and after entering, there are relevant options on the page to view the account opening bank information; 4. SMS query: Send the query code and bank card number to the service platform for query.