Installment payment business (referred to as "Installment Payment" for short) refers to the business in which the cardholder applies to use his CCB credit card (except business card, student card, supplementary card and guarantee card) to purchase goods or services at the designated settlement merchant of CCB, and after the approval of CCB, the cardholder pays the settlement money at the designated settlement merchant of CCB through a special installment POS machine, and the corresponding transaction amount is divided into several installments on average, and the cardholder repays the money monthly within the agreed period and pays a certain handling fee.
1. Chongqing Bank was established on September 18th, 1996. It is the earliest local joint-stock commercial bank in the upper reaches of the Yangtze River and southwest China. Chongqing Bank is a company limited by shares, which was reorganized by 37 urban credit cooperatives and urban credit unions, and initiated by Chongqing Municipal Finance, some district and county finance and qualified enterprises. In May 1998, it was renamed Chongqing Commercial Bank Co., Ltd. In 23, the capital was increased from 3 million yuan to 1.518 billion yuan. In 25 and 26, there were two directional capital increases, with the capital from 1.518 billion yuan to 2 billion yuan. On September 19, 27, it was renamed Chongqing Bank Co., Ltd. On December 26th, 28, Chengdu Branch, the first branch of Chongqing Bank, opened. On May 19th, 21, Guiyang Branch, the second branch of Chongqing Bank in other places, held a grand opening ceremony. On June 24th, 211, Xi 'an Branch, the third branch of Chongqing Bank in other places, officially opened. On September 2, 212, Zunyi Sub-branch, the first off-site branch established by Bank of Chongqing Guiyang Branch, officially opened.
2. In terms of institutional construction, Chongqing Bank now has 116 branches covering all districts and counties in Chongqing. In December 28, Chengdu Branch opened smoothly, and Chongqing Bank became the first city commercial bank in the west to realize cross-regional operation. Guiyang Branch opened in March 21, and Xi 'an Branch successfully opened in April 211. In order to cope with the increasingly complex economic and financial situation, enhance market competitiveness, and actively respond to the policy call of the state to adjust the economic structure and encourage the development of small and medium-sized enterprises, Chongqing Bank has unswervingly pushed forward the pace of strategic transformation and taken the road of specialization and characteristic development, and has successively set up a special business center for small and medium-sized enterprises, a financial service center for scientific and technological innovation, and the first independent small enterprise credit center in Chongqing. At the same time, Chongqing Bank has continuously innovated its products and business models, and created brands with great reputation in the market, such as "Micro-Enterprise Connect", "Yi Jie Loan", "Golden Wings" and "Starting Power". It has made beneficial attempts and explorations in financial services for small and medium-sized enterprises and effectively solved the problem of financing difficulties, which has been fully recognized and positively evaluated by all sectors of society.