Title: zhouning county, Ningde District, Fujian Province Birthday: 1979 03 09 Gender: Male.

Malicious overdraft means that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and fails to return it after being collected twice by the issuing bank for more than 3 months, which shall be deemed as "malicious overdraft" as stipulated in Article 196 of the Criminal Law. ?

The amount of malicious overdraft of credit card refers to the unpaid amount, excluding the late payment fee and compound interest charged by the issuing bank. Malicious overdraft, the amount of which is more than 6,543.8+0,000 yuan but less than 6,543.8+0,000 yuan, shall be deemed as "a large amount" as stipulated in Article 196 of the Criminal Law; If the amount is more than 654.38+10,000 yuan and less than 1 10,000 yuan, it shall be deemed as "huge amount" as stipulated in Article 196 of the Criminal Law; If the amount is more than 6,543.8+0,000 yuan, it shall be deemed as "extremely huge amount" as stipulated in Article 196 of the Criminal Law.

Criminal liability for malicious overdraft: 6,543,800 yuan or more can be sentenced to indefinite period.

Amount? Qualitative? criminal responsibility

1 ten thousand ~ 1 ten thousand yuan? A lot? He shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.

1 ten thousand ~ 1 ten thousand yuan? Huge amount? He shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan.

1 10,000 yuan or more? The amount is particularly huge? He shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated.