Whether you apply online or offline, CCB will definitely check your credit report during credit card approval.

This is a fixed process for approval;

This is an effective means of controlling financial risks.

What is recorded in the credit report:

The personal credit report mainly records loans, credit card overdue records or quasi-credit card overdrafts for more than 60 days in the past five years. ;

A summary of personal credit records, company information and credit report inquiry records in the past two years. Inquiry records generally show the reasons for the institution, the methods used, the number of inquiries, etc., in addition There are also many contents such as credit records, company records, and inquiry records.