The grace period for repayment of Industrial Credit Card is 3 days. According to the credit card of Industrial Bank, repayment before 18:00 on the third day after the repayment date is not considered overdue, and the credit history will not have adverse effects. If you don't repay on time, it will lead to overdue, and overdue credit cards will have the following consequences:

1. Need to pay a late fee to the bank: for the minimum repayment amount that cannot be repaid on time, a certain late fee will be charged.

2. After the deadline, the credit will be collected at the meeting, which will affect personal credit.

3. If the overdue period is serious, the defendant will go to court.