What is the order of applying for a credit card?

1. Those who have business dealings should apply first: If the bank where you apply has a salary agency, has deposits, and buys financial products, then apply again. The card is easily approved. After all, the bank can see your income and repayment ability, so it will naturally approve it for you. It is understood that many users will go to the application bank to "move bricks" in order to successfully approve the card or increase the credit limit.

2. According to the size of the bank: the size of the banks that are often applied for can be roughly in this order: Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Bank of Communications.

3. According to the difficulty of raising the limit: Although many banks have successfully approved cards for users, the limit has not been moved for several years. This is still a headache for users with relatively large consumption needs. I just want to apply for a bank where it is easy to raise the limit. Here are a few banks: China Merchants Bank, Ping An, and ICBC can increase their quotas in 3 months; Industrial Bank, China Construction, Guangfa, and China Everbright can increase their quotas in 6 months; Bank of China can increase their quotas in 12 months, and those from other banks are not included. Very fixed.