There are two main types of bank cards.

1. Debit card means how much money is deposited and used.

2, CreditCard (credit card), is how much overdraft, how much money. According to the investigation, it is known that debit cards are issued to cardholders by issuing banks. There is no credit limit, and it can only be a bank card that the cardholder deposits first and then withdraws. Debit cards are also called savings cards. Debit cards can only be used for transfer, remittance, cash settlement and other businesses, and users can also use debit cards for online or offline consumption.

Why is my credit card a debit card?

Hello, credit card and debit card are two different types of bank cards. Credit card is also called debit card, which means you don't need to deposit money in your account. The bank will give you a certain credit limit according to your credit history. You can spend first and then repay, which is equivalent to the bank lending you money first and then paying it back when the account is due. Debit cards have deposit and consumption functions, but there is no credit line. In other words, the premise of using a debit card is that you have to deposit the money in your account first, and the bank will give you interest at a certain interest rate.

According to your description, if you are sure that your card is a debit card, then it is not a credit card.

Why are debit cards displayed on the cards run by rural credit cooperatives?

The card run by rural credit cooperatives explains the meaning of debit card: debit card is a card that can deposit money with ID card, also called savings card, which means this card is a savings card of rural credit cooperatives.

Corresponding to debit card (savings card) is credit card (credit card), which is a non-cash transaction payment method and a simple credit service.

Credit cards (credit cards) can be paid in installments, but debit cards (savings cards) cannot. The card of rural credit cooperatives belongs to the debit card of bank card, which has the same function as the ordinary bank card of other banks. There are two kinds of cards in rural credit cooperatives: debit cards and credit cards, also called credit cards, overdraft card. Debit cards don't have overdraft function, but there is a kind of card, called Fu Nong Card. People with loan certificates can use the Fu Nong card to make self-help loans at ATM without going to the bank for formalities, which is similar to overdraft.

So much for the introduction of why credit cards become debit cards.