If the credit card is not activated, you can cancel it. Applicants can use their ID cards and credit cards to be canceled to go to the card-issuing bank's business outlets to cancel the credit card procedures, or they can call the card-issuing bank's customer service hotline and apply to cancel the credit card through manual customer service. Canceled cards should be kept properly and not thrown away to prevent others from swiping the card or stealing personal information.

Can I cancel a credit card if it is not activated?

Some friends got a credit card on a whim, took one look at it and put it at home. They kept it there and didn’t know how to get it. It will not be activated, so there will be no impact. Some people apply for a bank credit card and are very happy to get the credit card and activate it on the same day. Then they feel that it has no use, so they keep it at home and never use it. After a long time, he may forget that he still has a credit card, but the credit card requires a management fee, which is an annual fee. It is charged upon activation. A very small number of credit cards do not charge an annual fee, and most banks' credit cards charge an annual fee, which is a management fee. Because you haven't used it, the credit card center will charge you the annual credit card fee, and you don't know it, but you suddenly find that you owe money on the credit card and it's overdue. If your credit card is overdue, it means you have to go up for credit reporting. Once you go up for credit reporting, you will become a "black account" and you will not be able to borrow money to buy a house or a car in the future.