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An overdue credit card will result in a credit report on the overdue record, but this will only have a negative impact on personal credit and will not affect the user's travel. Unless the overdue credit card is very serious and the bank files a lawsuit in court, and the court decides to enforce the credit card but the user refuses, the court will list the user as a breach of trust person and in this case, you will not be able to travel by air.

If a credit card has a record of being overdue three or six times in a row, it will seriously affect your personal credit score. Please settle the debt as soon as possible after it is overdue.

Overdue credit cards will also affect the user's Internet black index score, if the Internet black index score is too low. A low Internet Black Index score will not only affect the success rate of applying for a credit card, but will also affect the user's Huabei and Jiebei limits, and may even cause Huabei and Jiebei to be closed.

The impact of the online loan blacklist on individuals is that it is difficult to get approved when applying for new loans. Although online loans are very convenient nowadays, you must consume rationally, pay attention to repayments on time, and maintain your credit record. If you apply for online loans for a long time, you must pay attention to your online loan big data to prevent yourself from being blacklisted for online loans due to blind applications.

Just search: quick card test. Click Query to find this WeChat applet. Enter the information to query your own Baihang credit data. This data comes from online loan platforms and UnionPay across the country. Users can query their own big data and credit status, and obtain various types of credit information. Indicator data allows you to query your personal credit status, blacklist status, online loan application records, application platform types, online loan credit limit estimates and other important data information.

Compared with the central bank’s personal credit report, the scope of online loan big data is wider and issued by more diverse institutions. It is part of the personal credit record and is a useful supplement to the traditional personal credit report.