0.5%-3%。 Wechat credit card cannot transfer money directly. Unlike debit cards, credit cards do not have so-called direct transfer transactions. In the case of overpayment transfer, peers will charge 0.5%-3% of the transfer amount according to the handling fee of credit card overpayment recovery, and only a few banks do not charge the handling fee of overpayment recovery. Inter-bank transfer will also charge a handling fee. If the overdraft limit is transferred, it is equivalent to cash withdrawal by credit card. Except for the withdrawal fee of 1%-3% (not charged by some banks), credit card interest is charged at the rate of 0.5 ‰ of daily interest from the date of withdrawal.