Overdue credit cards will be included in the list of dishonest persons within a certain period of time.

Specifically, overdue credit cards are usually divided into the following stages:

The first stage, overdue for more than 30 days: If a credit card is overdue for more than 30 days, there are You may be placed on the bank's overdue list, but you will not immediately be placed on the list of dishonest persons.

The second stage, overdue for more than 60 days: If a credit card is overdue for more than 60 consecutive days, the bank will usually put it on the overdue list and report it to the credit information agency.

The third stage, overdue for more than 90 days: When a credit card is overdue for more than 90 consecutive days, the bank will generally include it on the list of dishonest persons and report relevant information to the credit information agency.

To sum up, if your credit card is overdue for more than 30 days, more than 60 days and more than 90 days, you may be included in the list of dishonest people.

In addition, it should be noted that different banks may handle overdue time differently, and some banks may have more stringent or loose standards. Therefore, in specific circumstances, it is also necessary to combine the policies of the personal bank to determine whether it will be included in the list of dishonest persons.

Extended information:

The list of dishonest persons refers to the list that banks include on individuals based on their bad credit behavior, also called the "blacklist". Being included in the list of dishonest persons means that there is a problem with your personal credit record, which will have an impact on financial services such as loans and credit cards within a certain period of time. At the same time, the existence of the list of dishonest persons also serves as a warning, advocating people to establish correct consumption concepts and credit awareness, fulfill their repayment obligations in a timely manner, maintain a good personal credit record and the development of the social credit system.

In order to avoid being included in the list of dishonest people, when using a credit card, you should repay in strict accordance with the repayment date specified by the bank, and avoid late repayment. If you are unable to repay on time, you should communicate with the bank promptly and apply for an extension or repayment arrangement to avoid overdue payments.

The above is the answer to how long it will take for an overdue credit card to be included in the list of dishonest people. Hope this helps. If you have any further questions, please feel free to ask.