The recovery method after the credit card is overdue and deactivated is as follows:

1. Pay off the debt in time and contact the bank;

2. Provide relevant supporting documents to Explain the reason for the overdue payment;

3. Apply to the bank for restoration of credit card use rights.

Details:

First of all, when a credit card is overdue and deactivated, you should immediately pay off all outstanding balances and contact the bank. By paying off what you owe promptly, you can eliminate the negative effects of late payments and show the bank that you intend to resolve the issue.

Secondly, providing relevant supporting documents is an important step in restoring credit card usage rights. You can communicate with the bank, explain the reasons for the overdue payment and the circumstances that led to the overdue payment, and submit corresponding supporting documents to support your statement. These documents may include proof of income, employment, or other relevant supporting materials to help the bank understand your ability and willingness to repay.

Finally, you need to apply to the bank to restore your credit card use rights. After paying off the outstanding balance and providing complete supporting documents, it is recommended to submit a written application to the bank. You can submit your application by mailing an application letter or in person at a bank branch. In your application, clearly state your case and express your need for credit card access.

Summary:

After a credit card is deactivated overdue, the recovery method includes paying off the outstanding balance, providing relevant supporting documents, and applying to the bank to restore the credit card use rights. These steps can help you regain normal use of your credit card.

Extended information:

In some cases, the bank may require you to sign a repayment agreement or have further communication with you to understand your financial situation. In addition, if the overdue period is long or the amount owed is large, the bank may decide whether to restore your credit card permissions based on the specific circumstances.