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About Taobao sellers who have not opened credit card payment, but buyers can use credit card payment? In this case, does the seller charge a 1% handling fee?

After the seller activates the "credit card payment" service, buyers paying by credit card will no longer be subject to the maximum limit of 500 yuan per transaction.

At this time, when the buyer uses a credit card to pay, the seller needs to pay 1% of the transaction amount (including shipping) as a transaction fee, and the buyer only needs to pay the transaction amount.

The 1% handling fee is only charged on the amount paid by credit card. It will be automatically deducted from the money you receive after the transaction is successful. Alipay account balance payment, red envelopes, points (Taobao Mall), shopping coupons Handling fees are not included.

Note: The 1% handling fee is the handling fee ratio for commercial consumption stipulated by UnionPay. If you use the card to make purchases in ordinary shopping malls, the shopping mall operators will also deduct this amount of handling fees. No. Cap amount.

Reminder: If you have not activated the "Credit Card Payment" service, the handling fee will not be deducted if the buyer pays with a credit card.