what's your education?
If you are a junior college graduate, I suggest you go to Bank of Communications to try to apply for their youth card. You should provide:
1, ID card
2, income certificate
3, academic certificate
If it can be approved, the amount should be at least 5,.
don't believe those who can handle as much as they want, they are all liars!
Think about it yourself. Banks don't need mortgage and guarantee to issue credit cards. What will the banks do if the applicants don't return them after using them?
a very simple metaphor: would you lend thousands of dollars to an unknown person for no reason? What will you do if he runs away?
according to the information you provided, there is only one way to go.