Yes According to official website, the four major banks, handling multiple credit cards at the same time will affect credit reporting, because there is always an important reference for credit card approval, that is, when applying for a credit card, the bank will check the credit reporting again. It will affect the application for mortgage. There is more than one credit card, and the total credit line is too high, so it is very difficult to apply for a credit card. In addition, applying for a mortgage will also be affected.

1, and it is very difficult to get a card, and I accidentally forgot to repay it. In that case, it will expire. There are too many cards, and every card is open, which is difficult to manage. The commission card will charge a certain annual fee. You need to swipe your card a certain number of times or a certain amount to avoid the annual fee. As long as a card is not swiped for the specified number of times or amount, it will bear the annual fee loss.

2. The probability of stealing brushes increases. Holding two credit cards is not only difficult to manage, but also the probability of being stolen is greatly increased. One thing is to have enough repayment ability and manage your credit card.