WeChat Pay can set up automatic repayment to realize credit card repayment. The specific steps are as follows:

1. Bind the credit card in WeChat Pay and add the credit card in "Me-Payment Management-Bank Card Management".

2. Set up automatic repayment in "Me-WeChat Pay-Payment-Credit Card Repayment", and you can choose full repayment or minimum repayment.

3. Enter the credit card information and repayment amount according to the WeChat payment requirements to complete the setup.

It should be noted that although setting up automatic repayment through WeChat Pay can avoid credit card overdue, if it is overdue in other online loans or debts, it will have an impact on personal credit status. Although overdue online loans that are compliant will have a certain negative impact on credit records, if the online loans themselves are non-compliant, then such overdue online loans will not have a big impact on personal credit status. However, your online loan records will be retained in online loan big data. You can query through "Kingfisher Data" to view your online loan history, including details of overdue online loans, debt status, breach of trust information, and whether you have been included in an online loan blacklist.