Each country has different regulations. Take the United States as an example: Before December 2005, the U.S. government allowed overseas individuals to open personal accounts in the United States. However, due to the impact of 9/11, the United States began to pass laws in January 2006 prohibiting overseas individuals from opening personal bank accounts in the United States. However, U.S. law does not stipulate that investment banks cannot accept overseas individuals to open U.S. accounts. In this way, some investment banks can accept overseas individuals to open accounts in the United States. \x0d\Application process: \x0d\ 1. Application conditions: A. Legal Chinese citizen, B. Have a stable address (an address where postal letters can be received, not a mailbox. You can send yourself a letter with an English address as a test one time). \x0d\ 2. Fill out two PDF documents. After filling out the form, send it to the United States by ordinary registered mail. Wait 4-6 weeks and you will receive the account number and password. It will be sent to you by post. Get your account number and password, then log in online, you can view your account information, and then add your US account to your PAYPAL account. Then in a few days, PAYPAL will deposit two small amounts of money (maybe $0.17 or $0.48 ) to your US bank account to confirm your account. You can log in to online banking to check the specific amount, and then fill it in your PAYPAL account to activate your US account. \x0d\3. After receiving this American VISA card, you must use it once in China or withdraw cash once, which is equivalent to international activation. Of course, you can also activate it in France. You can spend at will in China, which is equivalent to a Chinese bank card. , it just automatically converts US dollars into RMB. ATM machines with this logo are available in every city in China. Of course, you can also wire transfer funds to your account in the United States, and then write a check yourself to the person or person you want to pay. Foreign exchange company; This platinum VISA card is not a credit card and cannot be overdrafted; as long as you ensure that there is money in and out of this VISA card every year, even if it is 1 US dollar, then there is no annual fee. You can change the password of the VISA card yourself in online banking.