Worry-free card use is a value-added service provided by Bank of Communications for credit card customers with transaction SMS reminder as the core. The advantage of this service lies in providing SMS reminder, 72-hour card loss protection and "online transaction theft insurance".
The "Card Worry-Free" service provides instant SMS reminder for each transaction and 72-hour card loss protection.
Instant SMS reminder will inform the cardholder of every transaction (including consumption, cash withdrawal and repayment) generated by the credit card through SMS, so as to minimize or avoid the possibility of incorrect or stolen credit card swiping; The 72-hour card loss guarantee can compensate the cardholder for the economic loss caused by the theft of the credit card under certain circumstances. This service is not applicable to SMS reminder of electronic cash account transactions of ic credit cards (including but not limited to pure chip cards and chip magnetic stripe composite cards) issued by Bank of Communications, and the attached 72-hour card loss guarantee does not include the fund loss guarantee in the electronic cash account.
Bank of Communications credit card SMS reminder service includes two services: "worry-free card use" and SMS reminder for large transactions. The "Card Worry-Free" service provides instant SMS reminder for each transaction and 48-hour card loss protection service, which is a service item to improve the security of credit cards. Instant SMS reminder can ensure that every transaction generated by a credit card can be known to the cardholder, so as to minimize or avoid the possibility of being swiped by mistake or stolen. The 48-hour card loss guarantee can compensate the cardholder for the economic losses caused by the stolen credit card. The SMS reminder service for large transactions only provides instant reminders for transactions with a single transaction amount higher than the specified amount.
Tips: sign a contract with the card worry-free service SMS service on a household basis. After the opening, all the main cards of Bank of Communications Credit Card and the supplementary cards attached to the main card are automatically opened, and the service will be automatically renewed after the expiration, without signing a contract again. Platinum credit cards and business cards have automatic loading and transaction-free SMS reminder service, so there is no need to open the worry-free service of using the card.