Not all POS machines can swipe decoration loan credit cards. The main reason is that the interest rate of decoration loans is lower than that of ordinary credit loans. In order to prevent customers from arbitraging money in the name of applying for decoration loans, banks restrict the use of decoration loan credit cards. The scope is limited.

Generally, credit cards for decoration loans are used to purchase building materials such as cement, steel bars, paint, doors, windows, floors, toilets, shower rooms, bathtubs, lamps, wires, showerheads, etc.;

Furniture such as bookshelves, desks and chairs, sofas, TV cabinets, wine cabinets, beds, bedside tables, wardrobes, dressing tables, cabinets, dining tables, dining chairs, etc.;

Home appliances such as TVs, air conditioners, Refrigerators, washing machines, range hoods, electric water heaters, etc.

Most of the merchants selling these products meet the credit card requirements for decoration loan credit cards. The credit card swiping range of the decoration loan credit card has basically covered 90% of home improvement merchants. If you can't find it in a physical store, you can also buy it online. The decoration loan credit card supports binding to Taobao and JD.com. After you bind, you can buy what you need at the home improvement store above.

Therefore, even if there are card swiping restrictions, it will not have a big impact on your actual decoration consumption.