The series of owner's credit cards issued by Ping An Bank are owner's card and I-car credit card.
1. The annual fee for the main card of Ping An Owner's Card Jinka UnionPay is 2 yuan, but there is no annual fee for the supplementary card. The annual fee for 2 yuan is not deductible in the first year, and the annual fee for the following year is exempted when the consumption reaches 3, yuan in that year.
2. The annual fee for the main card of the owner's card is RMB+USD. The annual fee for the main card is 2 yuan, and the supplementary card is not charged. The annual fee policy is to charge the annual fee for 2 yuan in the first year, which cannot be reduced, and the annual fee for the following year is exempted when the consumption reaches 3, yuan in that year.
3. The annual fee for Ping An Bank's I-car credit card, Gold Card and UnionPay, is 3 yuan, and the annual fee for the supplementary card is not charged, and the annual fee for the first year is exempted, and the annual fee for the next year is exempted after swiping the card for six times.
Extended data
Over-limit fee: 5% of the over-limit part is charged, and there is no minimum or maximum limit.
late payment fee: 5% of the unpaid part of the minimum repayment amount, and the minimum charge is RMB 2 yuan;
Peer withdrawal fee: 2.5% of the transaction amount, and the minimum fee is 25 yuan;
inter-bank cash withdrawal fee: 2.5% of the transaction amount, and the minimum fee is 25 yuan;
the handling fee for recovering the overpayment from peers: .5% of the transaction amount, and the lowest RMB charge is 5 yuan;
inter-bank overpayment recovery fee: .5% of the transaction amount, and the minimum RMB charge is 5 yuan;
15 yuan for card replacement due to damage or degaussing;
courier fee (optional) 2 yuan;
Handling fee for reissue of statement: RMB 1 yuan will be charged every month after 3 installments are free;
6 yuan for the loss of lost cards;
the handling fee for resetting the password letter is 2 yuan;
access to the domestic purchase order 2 yuan;
Resources Baidu Encyclopedia Ping An Bank Owner Card