Where can I apply for a credit card on my mobile phone? These matters need to be clear
Nowadays, the functions of smartphones are constantly improving. In addition to making daily calls and sending text messages, they can also handle many services. For example, we can use our mobile phones to apply for credit cards, and there are more than one processing channels. Let’s take a look below.
1. Where can I apply for a credit card using my mobile phone?
1. WeChat application:
The most common way is to open WeChat on your mobile phone and follow the official credit card accounts of various banks. You can see the word "Card Application" on the menu, click on it to enter On the card application page, select the credit card you want to apply for, fill in the relevant information according to the prompts, submit it, and then slowly wait for the bank's approval. In addition, you can also pay attention to "Tencent WeChat Credit Card" and apply for Tencent cards from various banks.
2. Alipay application:
Open Alipay on your mobile phone, enter the name of the bank you want to apply for in the life service account, follow it, enter the bank life account, select the credit card you want to apply for, and fill in the application online Just submit the information. This method is suitable for friends with a Sesame Score of 600 or above. A super high Sesame Score is also one of the reference factors for bank card approval, which helps to increase the success rate of card application.
3. Mobile banking:
Download the mobile banking APP of each bank on your mobile phone, find the credit card column on the homepage, there will usually be an option to apply for a card, click on it and select To apply for a credit card, just follow the prompts to fill in the information and submit it. The process is actually pretty much the same.
2. Applying for a credit card via mobile phone may require an interview
Because it is also a type of online application, first-card customers usually need to go for an interview, and second-card customers generally do not need an interview. , but some banks are exceptions.
Anyway, after passing the preliminary review, just wait for notification from the bank. If the bank sends a text message informing you to go for an interview at the specified time, then you must go. Remember to bring a valid ID. If you get a credit card, you must also bring the card. The real application for the card is considered successful only after the interview is successful.
How to apply for a credit card via mobile phone
As for how to apply for a credit card via mobile phone, you can use the following methods.
1. Apply for a credit card on the mobile web page
Search directly on the mobile browser for the official website of the credit card you want to apply for. After entering the website, click on the application page for the credit card and select the type of card to apply for. , read and agree to the relevant regulations, fill in the relevant information on the application page, and then submit.
2. Apply via bank mobile client
This is the most direct and safest way to apply for a card. You only need to download the mobile APP of a certain bank and then find the relevant information in the app. The processing window, and then follow the process step by step. However, this method can only view the credit card information related to a single bank and cannot compare it with other banks. This makes it difficult for many cardholders who do not know what kind of credit card they want to apply for.
3. Apply for a credit card on WeChat
WeChat is not only a social tool, but also meets people's needs for shopping, reading, financial management, etc. You can also apply for a credit card. Almost every bank has a WeChat public platform, which can provide customers with "one-stop" services such as credit card application, progress inquiry, credit card activation, bill inquiry, etc. Customers can apply for a credit card as long as they follow the official account of the issuing bank of the credit card they want to apply for. And after binding a credit card on WeChat, you can query credit card related information with one click, which is very convenient and fast.
4. Apply for a card on mobile QQ
First, log in to mobile QQ, then click on the personal avatar in the upper left corner and select the "QQ Wallet" option; secondly, click on "QQ Wallet" In the lower left corner of "Wallet Account", you will see our wallet account balance and other information. At the bottom is "Apply for Credit Card". Just follow the prompts.
5. Application for other third-party applications
How to apply for a credit card on a mobile phone
To apply for the main credit card of China Merchants Bank, you need to be between 18 and 60 years old (overseas residents are 25 years old) -60 years old), have certain financial ability and good credit record, submit ID card, work certificate, financial certificate and other information.
If you need to apply for a China Merchants Bank credit card, the current application methods through mobile channels are as follows:
1. WeChat official account: You can search "cmb4008205555" on the WeChat official account and follow "CMB Bank Credit Card”. Enter "Apply for Credit Card" and fill in the appointment application information. Details can be verified by WeChat manual customer service;
2. Mobile Banking: Log in to Mobile Banking, click Home → All → Apply for a Credit Card, and select: Apply for a Card for New Customers , it is recommended to apply for a card or add an additional card;
Warm reminder: Mobile banking is temporarily unable to select a card type. If you need to choose a card type, it is recommended to apply through the official credit card website.
3. Palm Life: After logging in to the Palm Life client, select Finance → Card Application → Card Family Portrait Application.
Warm reminder: The credit card verification status is subject to the final review result.