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What is the phone number 95134 (What are the consequences of not answering 95134)

What is the phone number 95134?

95134 is the dedicated outbound customer service number for CCB credit cards. There are two reasons for calling people to apply for installments:

1. To promote installments business.

2. Credit cards are subject to risk control.

The following is a detailed introduction to the two reasons:

1. To promote the installment business, you can choose whether to apply for it or not according to the customer's wishes. It does not have much impact. However, if it is applied, it is estimated that It is easier to raise the amount.

2. The credit card is subject to risk control. For example, if the bank finds out that you are cashing out, then you should call and arrange for installment payment. Otherwise, the credit limit may be reduced and the card may be blocked.

Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the card-issuing bank pays the merchant a one-time payment for the goods purchased by the cardholder, and based on the cardholder's application, the consumption will be transferred to the merchant. Funds are deducted from the cardholder's credit card account in installments, and the cardholder repays according to the monthly credit amount.

Most domestic banks in China have credit card installment services. Installments are generally divided into shopping mall installments, "mail order installments" and bill installments conducted through the Internet, mail, etc. depending on the occasion.

Shopping mall installment, also known as POS installment, means that cardholders go to shopping places, such as "malls" where installment can be purchased.

When checking out, hold a credit card that supports installment in the shopping mall and indicate that you need to pay in installments. The cashier will swipe the card on a dedicated POS machine according to the number of issues requested by the cardholder.

Mail order installment means that the cardholder receives an installment mail order catalog booklet from the card-issuing bank and can choose from limited products. Then order through the online installment mall, call or fax the mail order installment application form, etc. to the bank for installment mail order.

There is generally no handling fee for mail order installments regardless of the number of installments. However, since the ordering cycle is long and returns and exchanges are relatively cumbersome, it is recommended to compare before purchasing.

Bill installment is the most convenient installment method. Basically, all card-issuing banks can support this installment method, and the application is simple.

Users only need to submit an installment application to the card-issuing bank by phone or other methods after swiping their card for consumption and before monthly bills are sent.

However, please note that each bank will stipulate some special cases. For example, speculative card swiping will not be successful in installments. So before proceeding with staging, be sure to read the staging manual carefully.

The disadvantage of bill installment is that the handling fee cannot be waived. The longer the number of installments, the higher the handling fee, which must be borne by the cardholder himself.

What are the consequences of not answering 95134?

95134 is the dedicated customer service number for CCB credit cards. There are two reasons for calling to arrange installment:

1. Promote installment business.

2. Credit cards are subject to risk control.

The following is a detailed introduction to the two reasons:

1. To promote the installment business, you can choose whether to apply for it or not according to the customer's wishes. It does not have much impact. However, if it is applied, it is estimated that It is easier to raise the amount.

2. The credit card is subject to risk control. For example, if the bank finds out that you are cashing out, then you should call and arrange for installment payment. Otherwise, the credit limit may be reduced and the card may be blocked.

Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the card-issuing bank pays the merchant a one-time payment for the goods purchased by the cardholder, and transfers the consumption according to the cardholder's application. Funds are deducted from the cardholder's credit card account in installments, and the cardholder repays according to the monthly credit amount.

Most domestic banks in China have credit card installment services. Installments are generally divided into shopping mall installments, "mail order installments" and bill installments conducted through the Internet, mail, etc. depending on the occasion.

Shopping mall installment, also known as POS installment, means that cardholders go to shopping places, such as "malls" where installment can be purchased.

When checking out, hold a credit card that supports installment in the shopping mall and indicate that you need to pay in installments. The cashier will swipe the card on a dedicated POS machine according to the number of issues requested by the cardholder.

Mail order installment means that the cardholder receives an installment mail order catalog booklet from the card-issuing bank and can choose from limited products.

Then order through the online installment mall, call or fax the mail order installment application form, etc. to the bank for installment mail order.

There is generally no handling fee for mail order installments regardless of the number of installments. However, since the ordering cycle is long and returns and exchanges are relatively cumbersome, it is recommended to compare before purchasing.

Bill installment is the most convenient installment method. Basically, all card-issuing banks can support this installment method, and the application is simple.

Users only need to submit an installment application to the card-issuing bank by phone or other methods after swiping their card for consumption and before monthly bills are sent.

However, please note that each bank will stipulate some special cases. For example, speculative card swiping will not be successful in installments. So before proceeding with staging, be sure to read the staging manual carefully.

The disadvantage of bill installment is that the handling fee cannot be waived. The longer the number of installments, the higher the handling fee, which must be borne by the cardholder himself.

Have you received risk control when you received 95134?

95134 is the dedicated customer service number for CCB credit cards. There are two reasons why you called us to apply for installments:

1. Promote installment business.

2. Credit cards are subject to risk control.

The following is a detailed introduction to the two reasons:

1. To promote the installment business, you can choose whether to apply for it or not according to the customer's wishes. It does not have much impact. However, if it is applied, it is estimated that It is easier to raise the amount.

2. The credit card is subject to risk control. For example, if the bank finds out that you are cashing out, then you should call and arrange for installment payment. Otherwise, the credit limit may be reduced and the card may be blocked.

Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the card-issuing bank pays the merchant a one-time payment for the goods purchased by the cardholder, and based on the cardholder's application, the consumption will be transferred to the merchant. Funds are deducted from the cardholder's credit card account in installments, and the cardholder repays according to the monthly credit amount.

Most domestic banks in China have credit card installment services. Installments are generally divided into shopping mall installments, "mail order installments" and bill installments conducted through the Internet, mail, etc. depending on the occasion.

Shopping mall installment, also known as POS installment, means that cardholders go to shopping places, such as "malls" where installment can be purchased.

When checking out, hold a credit card that supports installment in the shopping mall and indicate that you need to pay in installments. The cashier will swipe the card on a dedicated POS machine according to the number of issues requested by the cardholder.

Mail order installment means that the cardholder receives an installment mail order catalog booklet from the card-issuing bank and can choose from limited products. Then order through the online installment mall, call or fax the mail order installment application form, etc. to the bank for installment mail order.

There is generally no handling fee for mail order installments regardless of the number of installments. However, since the ordering cycle is long and returns and exchanges are relatively cumbersome, it is recommended to compare before purchasing.

Bill installment is the most convenient installment method. Basically, all card-issuing banks can support this installment method, and the application is simple.

Users only need to submit an installment application to the card-issuing bank by phone or other methods after swiping their card for consumption and before monthly bills are sent.

However, please note that each bank will stipulate some special cases. For example, speculative card swiping will not be successful in installments. So before proceeding with staging, be sure to read the staging manual carefully.

The disadvantage of bill installment is that the handling fee cannot be waived. The longer the number of installments, the higher the handling fee, all of which must be borne by the cardholder.

What is 95134 calling for?

The reason for 95134’s unsolicited call: to promote installment business and the credit card has been risk controlled.

95134 is the dedicated outbound customer service number for China Construction Bank’s credit cards. There are two reasons for calling people to apply for installments:

1. To promote the installment business, customers can choose whether to apply for installments or not according to their wishes. , it doesn’t have much impact, but it is estimated that it will be easier to increase the limit if applied.

2. The credit card is subject to risk control. For example, if the bank finds out that you are cashing out, then you should call and arrange for installment payment. Otherwise, the credit limit may be reduced and the card may be blocked.

95134 identification

95134 is the dedicated customer service number for CCB credit card outbound calls. CCB's customer service hotline is 95533, but 95134 also belongs to CCB, and this number is often used for outbound calls.

Nowadays, phone scams are rampant. If you receive any phone call claiming to be from a bank, you can first call the bank’s official customer service hotline to confirm or go to the nearest bank branch to ask a staff member to confirm the authenticity of the call to prevent being deceived.

The 95134 call is used by the CCB outbound service center to proactively contact customer service. The service center can inform users of some information through this phone number, such as preferential activities organized by the bank, card application activities, etc. If you fail to answer the call, it is recommended to call back and ask to avoid missing important information.