There are two main ways for Alipay to help others pay off their credit cards. The first is to help others pay back their credit cards through the Alipay mobile APP, and the second is to help others pay back their credit cards through the Alipay computer terminal. The following is the specific repayment process:

1. Mobile APP repayment

Log in to the Alipay APP, find Convenient Services in More on the homepage, and then find credit card repayment in the category. On the credit card repayment page, click the + in the upper right corner, enter the other person's credit card number and name, enter the repayment amount, click Confirm Repayment, and enter the Alipay password to complete the repayment operation.

2. Repay via computer

Log in to Alipay's official website, find credit card repayment in the application center, enter the repayment page and select add a credit card, enter the other person's credit card number and name, and click repayment button, enter the repayment amount, click to submit the repayment application, and you can successfully help others pay off their credit cards.

Alipay supports helping others repay credit cards. You can follow the following process to add the credit card information that needs to be repaid:

1. Open Alipay and select "Credit Card Repayment".

2. Add a credit card, enter the "card number", select the "card issuing bank" and fill in the "name".

After completing steps 1 and 2, you can repay and enter the repayment amount. Payment will be received on the same day between 00:00 and 22:00, and on the next day between 22:00 and 24:00. Pay attention to the latest credit card repayment date to avoid overdue payments.

Extended information:

Consequences of overdue payment

1. Liquidated damages are incurred, which are generally the minimum repayment amount and 5% of the unpaid portion.

2. The interest is high, and the interest is compounded. The interest rate is very scary when the debt is large.

3. Overdue credit records will be stained, resulting in the inability to handle financial needs such as house purchases and loans within the next two years.

4. If the payment is overdue for more than 3 months, and the amount exceeds RMB 10,000, and the bank has failed to pay multiple reminders, you will not only have to bear the repayment, but may also bear criminal liability.