However, it is difficult to guess the mind of the bank. It is said that a temporary credit line is given, but it is not supported by cardholders. It is a bit like the routine of China Merchants Bank's e-loan. China Merchants Bank's e-loan line is also a right that quality customers can enjoy. However, if you really use e-loan, you may be locked into a small black house by China Merchants Bank, and it is impossible to raise the amount before you pay it off.
More importantly, it takes time to apply for a temporary credit line. Most banks need to apply for temporary credit lines every three months, while it takes six months to apply for permanent credit lines. If the cardholder applies for a temporary credit line, it will take up the withdrawal time of the permanent credit line. In order to increase the permanent credit line, it needs to be postponed for another 3 months. In other words, the temporary quota could have been raised within 6 months, but because the permanent quota was used, it became 9 months after applying for the permanent quota with the card. So it is best not to use it easily, but if you are forced to use it, you can help check it through the card. This WeChat official account understands the probability analysis of credit card withdrawal, and submits the application when the withdrawal probability is the highest, and the success rate should also be improved!