If you want to transfer money, you can transfer it directly to the bank. You can use travellers’ checks. The content of travellers’ checks is actually not much different from that of a check. You can just pay the traveler’s check directly. There is nothing special about it. . As for the credit card, hotels generally require pre-authorization. When checking out, the hotel only needs to complete the pre-authorization. The transfer is done directly from the bank and has nothing to do with the hotel itself.