The temporary credit line of some banks is valid for 30 days, and you can reapply after the expiration, which is equivalent to applying once a month, such as China Merchants Bank.
However, some banks have restrictions on the number of temporary credit card applications each year. For example, ICBC stipulates that the total number of applications for a temporary credit card limit cannot exceed four times a year, which means that ICBC can apply for a temporary credit card limit every three months.
If users are not sure about the frequency of applying for temporary credit card limit, they can directly call the customer service hotline of the issuing bank to consult the bank staff. However, most bank credit cards need to apply for a temporary credit line. It usually takes more than three months to use the card. If it is a credit card, you can't apply for a temporary credit line. For a fixed quota, it usually takes more than 6 months to apply for an upgrade.
What is the temporary credit limit of a credit card?
In order to understand the temporary needs of users, banks temporarily increase the total credit line on the basis of permanent credit line. According to the regulations of the bank, the general temporary credit line is increased by 20% on the basis of the permanent credit line and has a certain validity period.