There is only a handling fee for credit card installments, and no interest will accrue if you repay on time. The handling fees vary from bank to bank, and are paid at different times. Some are paid with each installment, and some are paid in one lump sum at the beginning.

Instalment handling fee standards:

① ICBC is divided into 3 installments of 1.65%; 6 installments of 3.6%; 9 installments of 5.4%; 12 installments of 7.2%; 18 installments of 11.7%; 24 15.6% for each period; a one-time handling fee;

② China Construction Bank divides it into 3 installments, with a monthly handling fee of 0.7%; 0.6% for 6 installments; 0.6% for 12 installments; a monthly handling fee< /p>

The Agricultural Bank of China has a fixed fee rate of 0.6%, and the fee is charged monthly;

③ Bank of China divides it into 3 installments of 1.95%; 6 installments of 3.6%; 9 installments of 5.4%; and 12 installments. 7.2%; 11.7% for 18 periods; 15% for 24 periods; one-time handling fee;

④ China Merchants Bank charges 0.9% for 3 periods; 0.75% for 6 periods; 0.66% for 12 periods; one-time handling fee ;

⑤ Bank of Communications charges 0.72% in 3, 6, 12 and 24 installments on a monthly basis;

⑥ China Everbright Bank pays the total installment fee for each installment 0.5% of the amount, monthly handling fee;

⑦ Industrial Bank is divided into 3 installments, 2.4%; 6 installments, 3.9%; 12 installments, 7.8%; 18th installment, 11.7%; 24th installment, 15.6%; one-time Collect handling fees;

⑧ Minsheng Bank is divided into 3 installments, with a monthly handling fee of 0.82%; 6 installments of 0.7%; 9 installments of 0.67%, 12 installments of 0.67%; 18 installments of 0.67%, 24 installments 0.7%; fees are charged monthly;

⑨ China CITIC Bank is divided into 3 installments, with a monthly handling rate of 0.72%; 6 installments of 0.66%; 9th installment of 0.66%; 12th installment of 0.65%; 18th installment of 0.70% ; 0.70% for 24 periods; ￥10,000 (including ￥10,000) and below (instalment amount) will be charged a one-time handling fee, ￥10,001 and above (instalment amount) will be paid in installments according to the number of installments;

⑩ Ping An Bank is divided into 2 and 3 installments, and the monthly handling fee is 0.7%; divided into 4 and 6 installments, 0.68%; divided into 7 and 9 installments, 0.66%; and divided into 10 and 12 installments, 0.64%, and the handling fee is charged monthly. .