1, personal credit record query method. You can go to the local branches and credit branches of the People's Bank of China.

2. Information needed for personal credit record inquiry. I need to personally inquire or authorize others to inquire on the spot. At that time, it is enough to bring the original and photocopy of my valid ID card, and leave the photocopy to the inquiry institution for future reference.

3. Personal credit record inquiry fee. It is a service provided by the Credit Information Center of the People's Bank of China. In principle, a certain fee should be charged, but it is not charged at present.

First, to apply for a credit card, you must meet the following three conditions.

1. Age: Generally, citizens who have reached the age of 18 need to submit proof of identity documents.

2. Stable repayment ability: proof of work and income is generally required. In order to increase the success rate of application and credit limit, it is generally recommended to provide proof of own property, proof of own vehicle and proof of bank assets. The card issuing standards of each bank are different, depending on the requirements of the bank.

3. Good credit: That is to say, you are required to have no bad credit record, and the bank will check this condition by itself.

2. The details of the credit card application are as follows

1. Application location: At present, there are generally two ways to apply for credit cards: bank branch application and online banking application.

2. Basic application conditions: a natural person who has reached the age of 18 and has full capacity for civil conduct; It has stable repayment ability and good credit status.

3. Proof of application: ID card (required); Work certificate or income certificate; Proof of assets such as real estate and vehicles under the name of the individual; Social security; Other banks, credit cards and so on.