Measures to restore quotas:

1. Pay more cards and repay them in time, which reflects the spending power. It is best to generate bill consumption every month for three consecutive months, and account for at least 30% of the total. Banks will automatically raise the limit according to the consumption situation, usually once every three months.

2. The time to increase the amount is also very important. It is most effective to apply on the accounting day or when the card has just been maxed out. Due to the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for a temporary quota, which will be easier to approve.

3. Supplement personal data and apply for increasing the credit limit.

4. Always pay by installments, but you have to pay some handling fees.

Extended data:

Precautions:

1, get into the habit of swiping your card anytime and anywhere, and swipe your card wherever you can. Usually, the more you swipe your card, the more types you swipe your card, the better the flow, the easier it is to raise the amount, and you don't need to be easily controlled by the wind.

2. Protect the three pieces of information on the card surface: expiration date, card number and CVV2 security code. These three pieces of information play a vital role in the security of using the card, so we must protect these information from being leaked.

3. Try to choose different shops every time you swipe your card, which can reflect the diversification of your consumption.

1, be sure to cherish the credit information: if you can't pay back the money by the last repayment date, you can call the bank. Usually you can give it three days, and you must find a way to pay it back in these three days. If it is overdue, it will be shown in the personal credit report, which will have a very adverse impact on future credit card applications, withdrawals and even other loans.

Baidu Encyclopedia-China Merchants Bank Credit Card

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