1, store credit card consumption: for example, shopping malls, hotels, restaurants, bus stops, airports and other places, that is, places with POS machines can use credit cards for consumption;

2. Associate with a third-party platform for consumption: when users spend money in large shopping malls or other places, they use a third-party platform and then select this credit card, so they can pay with this card;

3. Online consumption: If online banking is enabled on the credit card, users can directly choose to pay by credit card when they can use the electronic payment system or some websites, such as the official website of airlines, so they can also use this card for consumption.

This is how credit cards consume related content.

Is there a limit on credit card loans?

Credit card has a loan limit, and the credit limit is dynamic and will fluctuate according to the user's monthly credit status. If personal credit is good, it is likely to increase the quota, and if personal credit is not good, it is likely to decrease the quota. Users should ensure that they are within this limit when using credit cards, that is, the money spent cannot exceed this limit, otherwise they cannot swipe their cards.

The role of credit card consumption records

1. If there is any discrepancy with the bank reconciliation, you can compare the contents of the credit card bill with the stored credit card consumption receipt;

2. After the merchants illegally deduct the off-site credit card service fee, users can report to China UnionPay according to the query results of credit card transactions;

3. If there are common failures in brushing pos machines in shops, shopping malls, hotels and restaurants, resulting in swallowing money, you can take the comparison results of small receipts and credit card bills as evidence, negotiate with shops or financial institutions to safeguard your own interests, and report to UnionPay;

4. You may encounter some traps when you swipe your credit card at ATM. For example, criminals upload password stealing devices on ATMs. Under normal circumstances, ATMs of financial institutions will also swallow cards.

This article mainly writes about how to consume credit cards, and the content is for reference only.