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2. Cash withdrawal fees and interest: Withdrawal fee ratio: 1. Minimum withdrawal fee: 3 yuan; overpayment withdrawal fee: free, interest is charged at 0.05 per day;

3. Overseas cash withdrawal: Overseas cash withdrawal handling fee ratio: 1. Minimum overseas cash withdrawal handling fee: 3 US dollars,

4. Card replacement service fee:

① If within the country , card replacement fee: 20 yuan, loss report fee: 50 yuan, replacement password letter fee: 20 yuan,

② If you are overseas, the overseas emergency loss report fee: 35 US dollars, emergency card replacement Fee: VISA: US$175 MASTER: US$148 JCB: US$60;

5. Installment interest rate: 3rd period: 2.5, 3rd period: 2.5, 6th period: 3.8, 6th period: 3.8, 9th period: 5.5, 9th period: 5.5, 12th period: 8.0, 12th period: 8.0

6. Liquidated damages: 5% of the unpaid portion of the minimum repayment amount will be charged

7. Cross-border Transaction fee: 1.7% of the transaction amount

8. Handling fee for calling the purchase order:

① Domestic: 6 yuan (free for unlimited card, diamond card, platinum card)

② Overseas: UnionPay channel: 200 yuan for consumption list and 45 yuan for purchase order.

③ Non-UnionPay channels: USD 25 for consumption list and USD 6 for purchase order.