1. The credit card limit applied by Weihai Bank for the first time is generally between thousands and tens of thousands, but the credit limit of the credit card is positively related to the applicant's income and secured assets, that is, the higher the income, the higher the secured amount and the higher the assets and the amount obtained. Therefore, the applicant must provide proof of income and asset guarantee form. The specific amount is subject to the amount of the following cards.
2. Weihai Commercial Bank was established on August 1, 1997. On October 8, 1998, Shandong Expressway Group Co., Ltd. invested 2 million yuan. Now it has jurisdiction over more than 7 branches in Jinan, Tianjin, Qingdao, Yantai, Dezhou, Linyi, Jining, Weifang and Dongying.
1. Since its establishment, with the correct leadership and strong support of Party committees and governments at all levels, regulatory authorities at all levels and Shandong Expressway Group, the Bank has firmly grasped the two main themes of management and development, persisted in reform and innovation, made breakthroughs in innovation, developed in breakthrough, surpassed in development, and constantly innovated and made breakthroughs in the disposal of non-performing assets, creating a number of firsts.
2. On December 12, 27, Jinan Branch of the Bank opened, becoming the first city commercial bank in China to be allowed to set up branches in prefecture-level cities to provincial capitals, and the first city commercial bank in the province to set up branches in other places; On March 23, 29, Tianjin Branch opened, which was the first inter-provincial branch established by the Bank, marking a new major breakthrough in the cross-regional business strategy of "based on Shandong, Bohai Rim and facing the whole country". It also marks that the bank has taken a solid step towards the goal of "a listed joint-stock commercial bank with advanced corporate governance, strict internal control, standardized management, excellent assets, good benefits and obvious characteristics".
3. since its establishment, weihai commercial bank has adhered to the principle of "customer-centered and market-oriented", devoted itself to financial innovation, tried to explore the management mode and operation path of local commercial banks, and insisted on paying equal attention to development. Form an operating mechanism and management model that meets the market demand, and build a flat operating mechanism and management process with high efficiency, scientific management and standardized management.
4. In terms of administrative mechanism, the fundamental reform of system and management has been realized, reaching a turning point and leap in intensive management, and stepping out of a remarkable development track. At the end of 26, the total assets of the bank were 17.554 billion yuan; The balance of various deposits was 14.287 billion yuan, accounting for 17.35% of Weihai. The loan balance was 1.443 billion yuan; The balance of loans accounted for 19.37% of the city, accounting for 29.35% of the city's increase, and the operating profit was 21 million yuan. The total assets and the scale of deposits and loans rank first among the banking financial institutions in Weihai.
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