The most cost-effective way to use GF points is as follows: 1. There are many points redemption categories. In addition to redeeming gifts, credit card points can also be used for draws, deducting airline miles, consumption (deducting cash), and even Donations are available in various categories and in flexible forms.

2. Points can be used to deduct cash. Take point consumption as an example. Some banks can use the ratio of credit card points to RMB to convert credit card points into cash as long as they inform the cashier to use points when swiping the card. Deduct payment.

3. Points activities. During special holidays and cardholders’ birthdays in the month or day, they can often enjoy major benefits such as double points and bonus points provided by the card issuer; some banks, in order to expand new customers, There will also be promotions such as bonus points for new customers by swiping their cards.

1. If you are in urgent need of redeeming gifts, you can go to the counter of a nearby Guangfa Bank outlet to redeem points, so that you can get the gift immediately.

2. Use fax to apply for gift redemption.

3. It is very convenient to check and redeem points on the official website of China Guangfa Bank, but you must open the official website of China Guangfa Bank and enter the official website, otherwise personal information may be leaked and cause problems. influence.

4. Guangfa Credit Card points can be used to redeem gifts, spend points as money or offset annual fees, etc.

5. GF points are directly used for consumption. 600 points can be directly redeemed for 1 yuan. In designated supermarket convenience stores, restaurants, cake and dessert shops, swipe GF points to directly redeem cash. Designated merchants generally include KFC, Pizza Hut, Starbucks, OK convenience store, Mannings, Haagen-Dazs, etc. If you want to check which merchants you can use your points to redeem money, you can enter from the "Points Merchant" on the homepage. This activity of GF is well hidden and many people don't know about it. Even when you go to a designated store with a GF card, the salesperson won't even notice. I know, let me teach you. At this time, you can teach the salesperson that you want to use GF’s pure points to spend, and ask him to take out the hidden China Economic Huitong machine.

6. GF points can be redeemed for vouchers. On the homepage of the "Discover Wonderful" APP, click "Meal Tickets". Some merchants will show that points can be fully redeemed for vouchers. 7. GF points can be redeemed for mileage. The ordinary points card of GF Credit Card can be redeemed for China Southern Airlines miles, and the exclusive card points can be redeemed for China Southern Airlines, Air China, Asia Miles and China Eastern Airlines points.

8. This value-added service requires a smart card, DIY card, or China Life co-branded card to redeem GF points for spending. After successful redemption, the spending will be credited to your account within two working days and can be directly deducted from the bill amount. For example, this month's bill should still be 500 yuan. After using points to redeem 400 yuan of spending, you only need to pay back 100 yuan for this period's bill.

9. Redeem GF points for Unicom 3G/4G packages. Use credit card points flexibly and save real money.