I have a friend who applied for three credit cards, namely Everbright, Communications and Pudong Development, and spent all of them, 12, yuan. Now the three banks call him all the time, and his phone stops, so he calls his home phone and his friend's phone. Anyway, he calls all the time, and his attitude is very tough, that is to say, he wants to sue. It has been almost two months, and so far he has not seen the lawsuit. If you have money, please take the initiative to call the bank to explain the situation, and then pay it back. It is very unlikely that you will be sued by the bank for more than 2, yuan in arrears. After all, every bank has a lot of bad debts every year, and your 2K-plus account is really nothing, but if you don't pay it back, you will be harassed first, and then there will be many problems when you want to use the bank in the future. I advise you to pay it back slowly, come on, buddy.