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My ICBC credit card is 18 thousand available! But why is the reserve fund only over 2000?
Credit card limit is not a reserve fund.

If the credit limit is only 1000, it means that the bank has reduced the credit limit. If the available quota is only 1000, it means that only 1000 can be spent at present, but the quota will be restored after entering. Installment principal, handling fee and pre-authorization amount also account for the amount.

ICBC credit card is the credit card with the highest circulation in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.