How about CITIC Credit Card?
CITIC Credit Card is still very good among commercial bank credit cards, and it is easy to apply for the card. Moreover, CITIC Credit Card has a wide variety of cards and many preferential activities. For example, the JD Baitiao Card can be used to receive steel, the SF Express Co-branded Card can be mailed express for 1 cent, and there is also a 9-share redemption activity, using 9 points to exchange for a cup of Starbucks or a book. Books under 35 yuan, or exchange for a Wanda movie ticket, etc. In addition, CITIC Platinum Card is known as the most cost-effective platinum card because its services are very practical: VIP travel, platinum medical care, aviation protection, accelerated points, etc.
:
On December 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. As of the end of October 2006, the cumulative number of cards issued had reached nearly 2 million, ranking first in the country. At the forefront of the banking industry, CITIC Platinum Credit Card ranks first in the country in terms of card issuance volume, initially establishing its position and brand image in China's credit card market.
CITIC Bank Credit Card has always been aimed at serving the public, and has applied credit cards to better serve the public. Many people who have used credit cards know that credit cards are very convenient and can be used not only in large shopping malls and supermarkets in China. , and can even be used in some foreign consumption places. Credit cards greatly facilitate the general public and allow banks to gain more profits from them. CITIC Bank credit card is one of them, but when using CITIC Bank credit card, you need to pay attention to several issues.
The first thing is to develop good consumption habits and avoid brushing off all the credit limit without restraint. The use of credit cards is because on some occasions, when the cash and bank cards on you cannot be used for normal payment, you can use the credit card. Be able to use credit cards. CITIC Bank credit cards have a certain limit. Generally, high-quality customers will have a higher limit.
Another thing to note is that when using a CITIC Bank credit card, you must repay on time. Repaying on time is a sign of a person's responsibility. If the cardholder cannot guarantee timely repayment, it is best to Don't use credit cards.
CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion of CITIC Bank’s loan business. In many cases, personal credit loans can be applied for installment payment , if the cardholder’s current bill amount reaches more than 800 yuan, he or she can apply for interest-free installment payment. However, for purchases that have already been made in shopping malls and have been made after a single installment, the bank's repayment requirements cannot be used. It should also be noted that holders of CITIC Bank credit cards can apply for interest-free installments within three working days from the current statement date to the repayment date.
The difference between CITIC Standard Platinum Credit Card and I Platinum Credit Card
CITIC Standard White and I White are both platinum cards, but they are two different card types with different annual fee policies. Rights and interests are also different. The annual fee of the standard Platinum Card can be offset by RMB 1,000 with 450,000 points or 220,000 points. i Platinum Card: It is waived in the first year, and then you can swipe the card 12 times a year.
Extended information:
UnionPay i Platinum Card application conditions:
Income conditions for card applicants: monthly salary before tax is above RMB 5,000. It is recommended to apply.
i Platinum will waive the annual fee of RMB 480 for the first year, and swipe the card (including cash withdrawals) 12 times within the bill year to waive the annual fee for the following year. (The annual fee cycle is calculated from the card approval date)
Quick application reference conditions: age 25-35, no platinum card customers of our bank, and holding credit cards from other banks with a limit of more than RMB 10,000 (inclusive).
Warm reminder: The above conditions are only for reference when applying for a card, and the final approval result will be subject to CITIC Bank.