3. Countries or regions with developed service industries in Southeast Asia: Thailand, Malaysia, etc. UnionPay can be used in Bangkok, but it is not common in Chiang Mai and Phuket. It is more practical to exchange foreign exchange. If you must bring a credit card, Huaxia and Ping An are both good choices, because there are preferential activities, such as the first ATM machine free of charge in Huaxia, and Ping An once had similar activities.

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VISA/MASTER of China Merchants Bank is highly recommended, and all kinds of services are humanized. In foreign countries, it is inevitable that credit cards will be stolen. China Merchants Bank's attitude towards solving problems is still quite powerful. Generally, you can recover the money by explaining the situation.

I have also done law popularization. Every time I spend the first sum of money abroad, Pufa will call me to confirm whether I really went to that country. If I only go to one country at a time, it's ok. If I travel to N countries, I will receive a long-distance call from Pudong Development Bank when I swipe my card in each country. This is quite safe, but it is also quite collapsed.

In addition, the experience of credit card users of BOC and ICBC is very poor, and it is very troublesome to manually notify banks to purchase foreign exchange when spending++and repaying RMB.

For more information about the convenience of swiping credit cards abroad, please visit: See More.

Which credit card is better for Haitao and China Bank in foreign countries? Please recommend it.

If you hold a double-label card of China Bank, you can use UnionPay or international organizations in consumption abroad; If you have a single-label++card, you can go through international organizations in consumption abroad.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

Which bank's credit card is the best for spending abroad?

Ping An Credit Card can be used in all countries and regions in the world, and the exchange rate standard for consumption is as follows:

1, take the channel of China unionpay:

Credit card consumption in China is settled in RMB, and consumption abroad is based on the exchange rate of the card organization when the merchant applies for payment;

2. Take the channels of international card organizations (VISA, MasterCard, JCB):

Credit cards are settled in US dollars in China and consumption abroad, subject to the exchange rate of the card organization when the merchant applies for payment.

Tips: Take the channel of international card organization, no currency conversion fee will be charged for overseas USD transactions, and 0.5% of the transaction amount will be charged for overseas non-USD transactions (euros and pounds) (0.5% of the transaction amount will be charged for cross-border handling fees); Hong Kong, Macao and Taiwan regions covered by China UnionPay and other countries and regions can choose to use China UnionPay or international card organization channels when reporting credit cards to merchants.

Response time: 2021-12-14. Please refer to the latest business changes announced by Ping An Bank in official website.

So much for the introduction of credit card recommendation in foreign consumption.