10 working days.

According to the official website of JD.com, we can find that the review time is 10 working days. The application channel for the JD co-branded credit card includes JD Finance, but the approval of card application information is still handled by the review department of the bank head office applied by the cardholder. In other words, the JD co-branded credit card receives the card applicant's application from the review department. It usually takes 10 working days for the information to be submitted to the credit card for review.

Guangfa JD.com Co-branded Plus Card is a co-branded credit card jointly issued by Guangfa Bank and JD.com.