JD.COM IOUs have two repayment methods: manual repayment and automatic repayment. If it is overdue, it is recommended that you use manual repayment as soon as possible. The specific operation steps are as follows:
I. Manual repayment
1. Manual repayment of bills by installments includes three repayment methods, namely "paid bill repayment", "unpaid bill repayment" and "paid off in full". Both the computer side and the APP side support repayment operations.
(1), paid by bill.
Computer-side operation path: Jingdong Finance Home-My Assets-My IOUs-Bills-Instant Repayment
Jingdong financial App operation path: jingdong financial APP home page-white note-white note available amount -X monthly bill-one-time payment.
② Repayment without bill of lading
Computer-side operation path: JD Finance Home-My Assets-My IOUs-Unbilled-Prepayment
Operation path of JD Finance APP: JD Finance App Home Page-White Note-Available Amount of White Note-All to be Paid-Not Paid-Paid off in advance (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).
(3), all paid off.
Computer-side operation path: Jingdong Financial House-my assets-my IOUs-no bills-all paid off.
Operation path of JD Finance APP: JD Finance App Home Page-White Note-Available Amount of White Note-All to be Paid-One-time Repayment (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).
2. Order IOUs are used for manual repayment. You can choose a single repayment or a combination of multiple repayments.
① Computer-side consolidated repayment: my assets-my IOUs-will be repaid in the next 7 days.
② Single repayment on the computer side: My assets-my IOUs-are to be returned. Select the order to be repaid.
3. Mobile phone repayment: JD Finance APP- White Note-to be returned in the next seven days/this month-to be returned in full, and multiple bills can be combined or paid separately.
Second, automatic repayment:
After the order system starts the automatic repayment service, the system will automatically deduct the money the day before the last repayment date of each order. After the billing system starts the automatic repayment service, the system will automatically deduct the bills that need to be repaid one day before the repayment date. The automatic repayment path of the order system and the billing system is the same.
1. computer terminal: my assets-my IOU-automatic repayment enabled.
2. Mobile phone terminal: white note-white note limit-setting-automatic repayment.