1. Fees and interest;

2. Withdrawal of principal of transactions (including transfer transactions), installment transactions and consumer transactions;

3. The principal of unbilled cash withdrawal transactions (including transfer transactions), installment transactions and consumer transactions.

If the repayment is excessive, the first payment is 1 and 2, and the extra part is used to offset 3.

For example, when the bill date is 5th, 1/5 is repayable 1230, 1/25 is repayable 1300 yuan, 1/6-2/5, the total consumption is 2000 yuan, and the repayment amount shown in the 2/5 bill is 2000 yuan. As long as the repayment arrives, it will be offset immediately. If there is no transaction in the subsequent bill, the excess amount becomes overpayment. In the future, when swiping the card, use the overpayment part first, and then use the credit line after use.

Look at the credit card bill carefully. It should be clearly listed. If you don't understand, you can provide a screenshot of the bill details and ask again.