The amount of repayment is the amount of consumption minus the amount already paid. The repayment amount does not mean that it must be paid off on the billing date, because some installments or minimum repayment amount will generate repayment amount.

If the credit card limit is negative, it is generally that the customer has used the temporary limit, the temporary limit has expired, but the bill has not been paid off, or the customer has used the over-limit limit limit. Generally, as long as the customer repays the account, the amount will naturally not be displayed as a negative number.

Extended data:

Precautions for credit card use:

Frequent use of the minimum repayment amount will have a negative impact on cardholders. In the eyes of banks, the minimum repayment amount is a sign of poor repayment ability and should be used as little as possible. If you have financial problems, you can apply for installment repayment, which will not only bring negative effects, but also help to return your credit card in the future.

Many users have this habit and like to repay on the repayment date. Although it will not be overdue in terms of time, due to the possible delay in the internal system of the bank, the repayment on the same day may not be recorded in time. Moreover, in the eyes of banks, it is also a sign of poor economic strength to always repay on the repayment date or a few days in advance.

People's Daily Online-"Tolerance and Time Tolerance" of Credit Card Repayment (new regulation tracking)