In general, after applying for a credit card, there are the following ways:
1, network activation: bring my ID card to the bank counter to activate.
2. Telephone activation: Call the customer service phone on the back of the credit card to activate, and follow the customer service prompts to activate.
3. Online activation: log on to the website of Credit Card Center. Each bank's website is different, but the activation steps are roughly the same.
Reasons why credit cards need to be activated: Because credit cards are basically sent to applicants by registered mail, in order to avoid mailing to the wrong address or the credit card being seized in the process of mailing, the bank requires that the credit card must be activated before consumption, and the cardholder needs to provide personal information, such as birthday and ID number, for verification.
For the cardholder's safety, don't open the card before mailing, so even if the mailing is wrong or damaged, others can't activate your personal information, and naturally you can't use the card.
Extended data:
What will happen if the credit card is activated without spending?
It won't be a big problem not to spend after the credit card is activated, but after the bank deducts the annual fee from the credit card limit, the customer must remember to repay it on time, otherwise it will be overdue, which will bring adverse effects and damage personal credit.
Of course, if the customer's card is directly free of the annual fee, then naturally there is no need to worry about the annual fee, and then just keep the card well to avoid information leakage and security risks.
What you need to pay attention to is that in fact, many ordinary cards and gold cards are exempt from annual fees, so customers can swipe their cards several times a year, as long as they reach the prescribed number of times. There will be no annual fee at that time, and customers will not have to repay. In the past, as long as the credit card consumption was paid off on time before the repayment date (inclusive), the customer only needed to repay the consumption principal without generating interest.
Moreover, if customers only apply for cards for collection, not for credit card consumption, it is recommended that customers choose cards that are directly free of annual fees. If you apply for high-grade cards such as Platinum Card and Diamond Card, the customer will not be able to activate them because of the hard annual fee, otherwise they will be overdue on the repayment date.
Zheshang Bank credit card opens China UnionPay express pass process.
Zheshang Bank is getting stronger and stronger, and credit cards are also well received. Today, I would like to introduce the fast-track process of China UnionPay for Zheshang Bank's credit card for your reference.
How to use Zheshang Bank credit card to open China UnionPay Express?
1, turn on NFC function in Android phone settings;
2. Open and log in to Zheshang Bank Mobile Banking APP；;
3. Enter the mobile banking interface and click "China UnionPay Express" or "Account Management";
4. Select a card binding, verify the mobile phone dynamic password and check the protocol;
5. Click "Next" to directly enter the activation interface;
6. After obtaining the activation code, enter the activation code in the mobile banking to activate, and the activation is successful.
How to set the default card for Zheshang Bank's credit card?
If payment cloud cards of multiple banks are installed in the mobile phone, you can enter the NFC management settings in the mobile phone management and adjust the current default payment cloud card; You can also enter mobile banking and set the default card directly on the home page of my China UnionPay Express Card.
The above is the process of Zheshang Bank credit card opening in China UnionPay Express, and I hope it will help you. Introduction,
, you can handle all kinds of credit cards quickly and safely.
Credit card activation process
Credit card activation can be carried with valid documents and activated at the issuing bank outlets, or you can directly dial the 24-hour customer service of the credit card north, and then turn to the manual hotline to activate the credit card according to customer service requirements. The easiest thing is to download the relevant APP and log in, and then activate the credit card on your mobile phone.
Credit card introduction
A credit card is a card with the issuer's name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip printed on the back. Unlike debit cards, credit cards can be overdrawn according to a certain amount.
Credit card consumption is a non-cash transaction payment method, which can be divided into credit card and quasi-credit card. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.
How to activate after getting a credit card?
In general, after applying for a credit card, there are several activation methods:
1, network activation: bring my ID card to the bank counter to activate.
2. Phone activation: Call the customer service phone on the back of the credit card to activate. Activate according to customer service prompts.
3. Online activation: log on to the website of Credit Card Center. Each bank's website is different, but the activation steps are roughly the same. For example, Everbright Credit Card can be activated by logging into the Credit Card Center of Everbright Bank online and directly selecting the "Online Activation" option.
What documents do I need to bring to the outlet to activate Zheshang Bank's credit card?
Hello, Zheshang Bank needs to bring my ID card to activate the credit card. You can activate the card at the outlet.
How to activate a credit card
First, activate the bank credit card by replying to the card opening letter.
Read the contents of the bank credit card opening letter carefully, reply to your relevant information according to the return address provided in the card opening letter, and activate the credit card.
Second, activate the credit card through the bank business hall.
Cardholders who successfully apply for a credit card online can activate their credit cards without replying to the confirmation letter. The quickest way is to take their ID cards and cards to the local branch. Branches in cities above the second level have card departments, which can directly open cards. Bank credit cards applied through other channels can also choose this method of activating credit cards.
The specific steps include:
Apply verbally to the bank staff to activate the credit card-the staff asks you to show your card and ID card-a copy of your ID card is submitted to Guangfa Bank-and activate the credit card. Wait a few minutes, and then receive a text message confirming the activation of the credit card.
Third, activate the credit card through the bank credit card customer service phone.
Legal basis: Measures for the Supervision and Administration of Credit Card Business of Commercial Banks
Article 57, paragraph 2
When the issuing bank receives the repayment from the cardholder, it will repay all the debts in its credit card account in the following order: if it is overdue for 1-90 days (inclusive), it will repay the interest or expenses first and then the principal; If the overdue period exceeds 9 1 day, the principal shall be repaid first, and then the interest or various expenses shall be repaid.
This is the end of the introduction on how to activate Zheshang Credit Card and how to activate Zheshang Credit Card without response. I wonder if you have found the information you need?