If you use China Merchants Bank credit card, the credit card will charge a handling fee and interest on the cash borrowed in advance. Handling fee: RMB is calculated at 65,438+0% per transaction in China, with a minimum charge of 65,438+00 yuan per transaction and 3% per transaction abroad (including Hong Kong, Macao and Taiwan), with a minimum charge of 30 yuan or USD 3 per transaction (minimum charge of USD 5 for AE platinum and black gold).

Interest: advance cash does not enjoy interest-free repayment. From the trading day to the settlement day, interest will be charged at a daily rate of 0.5 ‰, with compound interest on a monthly basis.

Tips: 1. There is only a handling fee for withdrawing multiple deposits from a credit card. 2. Only the cash advance function is enabled for free. 3.YOUNG Card Youth Edition, GQ Co-branded Credit Card, Weibo Daren Card and City Theme Series Gold Card are free of charge for the first cash advance every natural month (interest is normally charged). 4. No matter in the same city or in different places, there is no inter-bank handling fee for cash withdrawal.