Hello, when you withdraw money, there will be a settlement date every month, which will calculate the number of days and the amount of principal and interest for you. Generally, the shortest time is 20 days, and it must be settled in full from the settlement date to the final repayment date. The later the repayment, the more interest. 54 thousand yuan per day, with interest of 2 yuan per day.

If each repayment date is not paid off, then the next billing date multiplied by the number of days together with the principal and interest is compound interest.

Interest is calculated from the settlement date.

Most banks stipulate that cash withdrawal must be repaid in full, and only ICBC can repay the minimum repayment amount of 10%.

I suggest that you don't have the idea of delaying the repayment period, because that will only make the hole bigger and bigger, and eventually you can't pay your overdraft withdrawal amount, which will eventually lead to overdue and bad credit.

It is recommended not to have the idea of cashing out, because it is illegal. Once found, the card will be stopped and a notice of bank prosecution will be received.

Bank card center staff provide information ~