95134 always calls to inform users to handle credit card installments or limit increases.

95134 is the dedicated outbound call line of China Construction Bank Credit Card Center. Generally speaking, after a user swipes their credit card, 95134 customer service will call to notify the user to handle installment or limit increase services. Whether or not to apply can be decided according to personal wishes. There are many harassing calls, so you need to be vigilant when answering them to avoid being deceived. If the number is confirmed to be from the bank, but the harassment continues, you can hang up directly and add the number to the blacklist to avoid being harassed again.

It should be noted that credit card installment repayment requires a certain handling fee. The handling fee is determined based on the number and amount of the installment, and is usually higher than traditional repayment methods. Although it can alleviate the repayment pressure for some users who cannot pay off their debts in the short term, high handling fees may increase the debt burden.

Notes on using CCB credit cards

1. When entering the credit card transaction password, be careful to cover it to avoid prying eyes of criminals, and carefully check the credit card number and credit card amount on the transaction purchase form. .

2. After the bill comes out, you need to choose a repayment plan before the latest repayment date. The interest-free period starts from the bank accounting date to the repayment date, with a minimum of 17 days and a maximum of 52 days. If the payment is not repaid in full, interest will be accrued on all consumption transactions from the date the consumption is recorded to the date of settlement.

3. CCB credit cards usually charge a certain annual fee and other fees, such as cash withdrawal fees, overdue penalty interest, etc. Applicants need to understand the relevant fees when applying for a credit card and be careful to avoid unnecessary fees when using the credit card.