China Merchants Bank’s CarCard Auto Credit Card (National Edition) is a gold card set tailor-made by China Merchants Bank for car owners, including two standard large cards and special-shaped small cards. Large and small cards have the same limit. Small cards cannot be used in automatic teller machines (ATMs), automatic deposit machines (CDM/CDS), or at merchants that require manual ordering to complete credit card transactions. There is no annual fee for large cards in the first year, no annual fee for the following year if you swipe the card 6 times in that year, and no annual fee for special-shaped small cards. CarCard automobile credit card can print the customer's personal car license plate on the large card; there are occasional cash back activities for swiping the card: 3% on weekdays, and up to 5% on Fridays. The maximum monthly limit for each household is The rebate amount for gas refueling is RMB 30. The complimentary refueling money will be recorded into the credit card account in the month after the card is swiped for refueling.

If a customer wants to apply for a CarCard car credit card, in addition to the basic information required for the application, they must also submit a copy of the vehicle driving license in the name of the main cardholder, and the car must be a family car rather than a truck or truck. Other types of vehicles.