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Can I buy a house by credit card with the temporary credit line of China Merchants Bank?
Hello, the temporary credit line is valid for a certain period of time, and will be automatically restored to the original credit line after the deadline. You can use a credit card and borrow cash in advance. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date. If there is still a temporary limit under the condition of non-maturity/non-repayment, you can apply for adjusting the temporary limit again, subject to the approval of the system. Log in to credit card online banking and click Account Management → Account Limit Management → Temporary Limit Adjustment.