If the credit card is in someone else's hand and the cardholder's ID information is available, you can withdraw money.

protect your personal information.

you should apply for a credit card through the formal channels of the bank, and don't entrust others or intermediaries to do it;

don't use birthday, ID number and simple series (such as 111111, 123456, etc.) as credit card passwords;

don't easily disclose key information such as credit card account number, password, the last three digits on the back of the card, expiration date, dynamic code, etc. to the staff who call themselves banks.

don't lend your ID card and credit card to others.