No, an overdue credit card will leave a bad record on your credit report. If this is the case, all online loan platforms will check it, and your online loan will not be approved.

It is very simple to check your personal credit report. You can check it in just two steps.

1. Open the browser, search for the Credit Information Center of the People's Bank of China, verify the problem after registering and logging in, and wait patiently for the 24-hour verification code to be issued. Enter the verification code to query your simplified version of the credit information. Only the simplified version can be found.

2. If you find the first method troublesome, then the second method is simpler and more convenient. You can search through WeChat: know the data early, make a query, and enter the information to query your own credit data. This data comes from online loan platforms and UnionPay centers across the country. Users can query their own big data and credit status, and can obtain With various indicator data, you can query your personal credit situation, blacklist status, online loan application records, application platform type, whether it is overdue, overdue amount, whether there are any arbitration cases, information about dishonest persons and other important data information.

Compared with the central bank's personal credit report, the atmosphere of personal credit records is broader and the issuing institutions are more diverse. They are all part of the personal credit records. Overall, they are more similar to the big data mentioned on the Internet. Credit report is a useful supplement to the traditional personal credit report. "