1. Overdraft cash withdrawal. The cash withdrawal amount is 5% of your credit card limit, and each card can only withdraw up to 2 per day. There is a handling fee and interest for overdraft withdrawal. The handling fee is .5% of the cash withdrawal amount, with the lowest in 2 yuan and the highest in 5 yuan. There is no interest-free period for cash withdrawal, and the bank will charge interest at the rate of five ten thousandths of a day from the date when you withdraw cash.
2, take the overpayment. If you have more money in your card, that is, overpayment, there is no handling fee for taking the overpayment from CCB in the province where your card issuing bank is located, and there is no interest for taking your own money.